Malpas

CapitalStackers is now inviting investors to participate in a prestigious development of eight highly desirable detached houses in a deal which is expected to yield up to 17% annualised returns with attractive LTV ratios. Click here to download a fact sheet.


The development is only a short walk from the 18th century market town of Malpas, Cheshire – a friendly village community within commuting distance of Chester and Wrexham, and close to the Ofsted outstanding Bishop Heber High School..

A number of listed buildings dotted around the immediate area (including the Grade 1 Church of Saint Oswald), lend the site a rare traditional charm. And since the developer has in-house design capability, each of the homes can be partially bespoke to the purchaser’s requirements which has sparked early interest from buyers with plots already being reserved off-plan.

The Gross Development Value of the scheme is £5.1m, with Royal Bank of Scotland providing the senior funding of £1.58m.

This leaves plenty of room for CapitalStackers investors in this triple layer deal, with target returns pegged at between 10.3% and 16.9% per annum over an anticipated investment term of 22 months and with corresponding Loan to Value ratios of 55% to 73%. CapitalStackers investors will be secured by second charge behind RBS on the development site supplemented by a first charge on some additional property.plot-3-drawings

The development will naturally appeal to a broad spectrum of investors, from conservatively positioned pension funds to those with a higher risk-and-reward appetite, so early involvement is recommended. The minimum investment is £5,000.

For more details, visit www.orchardhouseproperties.co.uk or watch the Orchard House Properties 3D Video here.

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CapitalStackers is authorised and regulated by the FCA. Investment through CapitalStackers involves lending to property developers and investors. Your capital is at risk. Investments through this and other peer to peer lending platforms are not covered by the Financial Services Compensation Scheme. Unless otherwise stated, returns quoted are annualised and gross of tax.

The Oakapple Group – a Leeds development company – has begun converting the former 4 star Balmoral Hotel in Harrogate into 14 luxury apartments, with the help of funding raised by P2P lending platform CapitalStackers.

The 1image-living-space2,500 sq ft landmark Victorian building on Franklin Mount is being sensitively converted into one and two bedroom elegant apartments ranging from 600 to 1300 sq ft. Completion is scheduled for September 2017 and residents will enjoy on-site parking and original architectural features. The property was built around 1890 as three Victorian villas, converted into a guest house in 1981 and became the Balmoral Hotel in 1984. Oakapple received planning consent in June 2016.

For the developer, the funding solution allowed more effective use of equity. CapitalStackers introduced the senior debt from Hampshire Trust Bank of circa £2.3m and raised the additional £515,000 required within a week of posting the deal. The developer anticipates selling for in excess of £4m.

image-bathroomSteve Robson of CapitalStackers comments, “We are delighted to be playing a significant role in the sensitive conversion of such an imposing and historical building within the centre of Harrogate. Investors will look forward to receiving returns pegged at between 11% to 15.5% per annum within the next 14 months”.

CapitalStackers matches investors direct with developers seeking finance on specific projects. The company aims to plug the funding gap between typical bank debt and the developer’s equity. Investors typically receive double digit returns up to 20%.

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CapitalStackers is authorised and regulated by the FCA. Investment through CapitalStackers involves lending to property developers and investors. Your capital is at risk. Investments through this and other peer to peer lending platforms are not covered by the Financial Services Compensation Scheme. Unless otherwise stated, returns quoted are annualised and gross of tax.

This week we gave our investors a serious cause to celebrate when our residential development in York was completed two months ahead of schedule. Which means the shrewdness of all sixteen P2P investors paid off as they got their investment back within just 8 months and received returns of up to 22.5% per annum.

Foss Place

All the apartments at Foss Place, Foss Island Road in York had already been pre-sold during construction by developer Norstar Limited and the majority of investors, who lent between £5,000 and £1.73 million to the project, have re-invested into another CapitalStackers funded scheme, a residential conversion in the centre of Harrogate.

CapitalStackers’ offering is becoming increasingly popular with astute P2P investors –  the entire funding for Foss Place was completed in just 14 days from CapitalStackers’ engagement to the full loan being drawn down. The company now has in excess of 100 investors on its books and rising – and it’s easy to see why.

The idea is to plug the funding gap between typical bank debt and the developer’s equity – and it’s a win-win deal. Developers get access to the funding that dried up since the banks retrenched and it’s a great way for a wide range of investors to get involved with bigger commercial building projects, from housing to offices – schemes that would otherwise be out of the smaller investor’s reach (except through REITs or unit trusts, which would not allow them the same control over their investment).

CapitalStackers not only gives investors the choice of the development project they help fund but also lets them choose the risk level and associated return. Total financial transparency is maintained and typical returns are between 5% and 20% per annum paid out on completion of the project – usually around 12-24 months later. The minimum lend is just £5,000, and all loans are fully secured on the property being funded, with the extra benefit of high quality due diligence.

The Foss Place project is just another great example of the idea in action. CapitalStackers raised £2.25m loan monies to help Norstar Limited purchase and convert a disused office building into 6 studio and 18 one-bed apartments, with a predicted gross development value of £3.2 million and peak loan to value ratio of 76% including interest. On completion, the development sold out for £3.4m equating to an improved loan-to-value ratio of 71%.  The apartments were priced between £99,000 and £120,000.

Steve Robson of CapitalStackers comments, “We’re delighted to give our investors annualised returns of between 8.5% and 22.5% in just eight months, two months ahead of schedule. We arranged three layers of finance to Norstar: Layer 1 being £1.75m of senior debt; Layer 2 provided £350,000; and Layer 3 a further £150,000, at returns of 8.5%, 15% and 22.5% per annum respectively”.

So for any investors looking for a more appealing investment opportunity, CapitalStackers has surely come of age. There are a number of exciting projects in the pipeline with similar attractive risk and reward profiles. The minimum investment is £5,000 and there’s no upper limit. So why not register now and give your funds a boost over the next 12-24 months?

Press enquiries: Cath Cookson, 07799 713941 or Simon Sinclair 07769 684843.

Find out more at www.capitalstackers.com or by calling Steve Robson on 07774 718947.

Investment through CapitalStackers involves lending to property developers and investors. Your capital is at risk. Investments through this and other peer to peer lending platforms are not covered by the Financial Services Compensation Scheme.

Please follow and like us:

Blog Deals Investor News News Press Releases

CapitalStackers is authorised and regulated by the FCA. Investment through CapitalStackers involves lending to property developers and investors. Your capital is at risk. Investments through this and other peer to peer lending platforms are not covered by the Financial Services Compensation Scheme. Unless otherwise stated, returns quoted are annualised and gross of tax.

CapitalStackers – the P2P property development lending platform – has raised a £2.25m loan to fund the purchase and development of a 24-unit residential block in York.

The entire funding was completed in just 14 days from engagement to the full loan being raised, and the development by Norstar Limited is projected to have a Gross Development Value of £3.2m.  Investor returns are pegged at between 8.5% and 23% p.a.

Steve Robson of CapitalStackers commented:

“This is a huge milestone in our development and singles us out from the competition as being able to perform swiftly and professionally when circumstances dictate.  Working closely with our investors and professional advisers to deliver the whole package within an incredibly tight timescale is a fantastic achievement.”

CapitalStackers allows a wide range of investors to get involved with large commercial building projects, from housing to offices– schemes that would otherwise be out of their reach except through REITs or unit trusts. The idea is to plug the funding gap between typical bank debt and the developer’s equity. CapitalStackers invites P2P investors to take a stake at a risk and reward level they choose, with typical returns of between 5% and 20% p.a. on completion of the project, around 12-24 months later. With the minimum investment being just £5,000 fully secured on the property being funded and on the back of high quality due diligence, this is proving to be a very popular investment vehicle.

This is the latest in a string of new projects funded by CapitalStackers, who are currently inviting investment in an exciting new residential development in Birmingham. The loan sought is £1.9m and returns will be between 7.7% and 17.2% p.a. over a 15 month term.

The development address is: Foss Place, Foss Islands Road, York, YO31 7UJ.

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CapitalStackers is authorised and regulated by the FCA. Investment through CapitalStackers involves lending to property developers and investors. Your capital is at risk. Investments through this and other peer to peer lending platforms are not covered by the Financial Services Compensation Scheme. Unless otherwise stated, returns quoted are annualised and gross of tax.